As a veteran or active duty military member, you have served your country with pride and honor. One of the benefits of your service is the opportunity to apply for a VA loan to purchase a home. VA loans are…
The pandemic has caused a shift in the priorities of many people, with many opting to buy homes instead of rent. This has led to increased demand for homeownership, and the mortgage industry has had to adapt to meet this…
One of the biggest trends in the mortgage industry in recent months is the rise in interest rates. After reaching all-time lows in 2020, mortgage interest rates have steadily increased, hitting 3% for a 30-year fixed rate loan in early…
The majority of January was characterized by sharp decline in mortgage rate volatility and the lowest rates in several months, the first week of February has done its best to erase that progress. This is a process that…
Whether this is your first or tenth home purchase, shopping for a new home is an exciting time. It can also be a stressful and lengthy process. This guide can help you stay on track and in your new home…
Ready to purchase your first home? Use this easy-to-follow checklist to navigate the path to home ownership. Determine Your Budget: It’s best to determine how much house you can afford early in the process to avoid falling in love with…
If you have received your Closing Disclosure from your lender, you are almost done with your home buying journey. The Closing Disclosure, provided at least three full days before closing when you sign the final purchase documents, means that you…
Before you begin your new home search, talk to a lender about getting preapproved for a mortgage. This important step can save you time in negotiations and keep your search on target and within budget. What exactly is a preapproval…
Buying a home is a big purchase, one that takes time to save up to afford. Many homebuyers use a mortgage to finance the majority of the cost, but still need to save up a down payment. Here are five…
If you are getting ready to purchase your first home, there are a few expenses that you need to prepare for before getting to the final closing table. Some are even required before you start searching or complete the sale.…
