Buying your first home is an exciting and rewarding experience, but it can also be overwhelming, especially if you’re not familiar with the process. As a first-time homebuyer in Vacaville, you may be wondering how to prepare financially, what to…
Citizens Financial is a premier independent mortgage company that offers exceptional VA loan programs to support local service members at Travis Air Force Base in Fairfield, California. As a company that is committed to serving the needs of our nation’s…
Are you looking to build your dream home or complete a major renovation on your existing home in Sacramento, Vacaville, Fairfield, or Woodland? Citizens Financial can help! As a premier independent mortgage brokerage, we offer construction loans to prospective clients…
Published: March 3, 2023 Solano County’s housing market, like many other areas in California, has experienced high demand and low inventory in recent years. As a result,…
By Alexandre Tanzi March 2, 2023 at 6:00 AM PST A majority of Hispanic Americans now own a home, a milestone that was reached in part thanks to demographics and income growth. The ownership rate among the group rose 4…
By: Jann Swanson Mon, Feb 27 2023, 11:27 AM Not only did pending home sales increase for the second month in a row in January, but the increase was the largest since the June 2020 rebound from the pandemic plunge. The…
Are you in the market for a new home or considering refinancing your current mortgage? One of the most important factors to consider is the mortgage rate. But what exactly is a mortgage rate and how does it affect your…
Earlier this morning, the Department of Housing and Urban Development (HUD) made a major announcement that could have a significant impact on FHA borrowers. HUD Secretary Marcia Fudge revealed a plan to reduce the annual Mortgage Insurance Premiums (MIPs) currently…
Mortgage rates are still historically low. Despite some minor fluctuations, mortgage rates have remained low throughout the past year. As of February 2023, the average 30-year fixed-rate mortgage is around 3.5%. This is great news for homebuyers, as it means…
As a veteran or active duty military member, you have served your country with pride and honor. One of the benefits of your service is the opportunity to apply for a VA loan to purchase a home. VA loans are…
